Which subscriptions you can actually replace with something free

Bitwarden does for free what 1Password charges $47.88 a year for, and Affinity is now free for individuals, so part of your software bill is replaceable once you know where each free version stops. Here are the swaps that hold up, the three where paying still wins, and two prompts that run old and new side by side before you cancel anything.

Playbook

The swaps that hold up, with the limit printed

Every figure below was read off the vendor's own page on 16 September 2026, and dollar prices are the vendor's US pricing.

Design: Canva Pro to Affinity

The swap: Affinity is free for individuals, in its own words, and covers design, photo editing and page layout on Mac and Windows, with iPad listed as coming soon.

The catch: downloads route through a Canva login, and the AI tools inside only work on a Canva premium plan.

Verdict: try in parallel. Canva Pro is £100 a year and Canva Free gives you 1.6 million templates, 5GB of storage, one brand kit with three colours and up to 20 premium AI uses, so work out which of those limits you keep hitting before you cancel.

Passwords: 1Password to Bitwarden

The swap: Bitwarden's free tier covers unlimited passwords on unlimited devices, with passkeys, a generator, autofill, breach scanning and sharing with one other person.

The maths: 1Password has no free tier. Its individual plan is $3.99 a month paid annually, which is $47.88 a year, with a $2.99 first-year offer for new customers and a 14-day trial, and in February 2026 it announced that individual pricing would rise by a third from March.

Verdict: replace. Free wins outright here.

Notes: a paid notes app to Obsidian

The swap: Obsidian is free without limits, its pricing page's own phrase, with no sign-up, and its FAQ says a commercial licence for work use is encouraged and never required.

The catch: syncing between your phone and laptop is $4 a month billed annually, or you do it yourself with iCloud or Syncthing.

Verdict: replace, and decide up front whether you will pay for sync or run your own.

VPN: any paid VPN to Proton VPN Free

The swap: Proton VPN's free tier is unlimited, with no data or speed caps, no ads and no logs.

The catch: one device. Nearly every other free VPN is funded by doing something with your traffic, so the free choice here is one name.

Verdict: replace if one device is enough.

Media: a paid media server to Jellyfin

The swap: Jellyfin is free with no hidden costs, no tracking and no central server.

The catch: you run it yourself, on a computer or a small box at home that stays switched on.

Verdict: replace if you are happy to be the one keeping it running.

Three where paying still wins

  • Backup. Proton Drive's free tier is 5GB, which backs up almost nobody's life, and Syncthing syncs, so a file you delete by accident is deleted faithfully on every device. Keep paying.
  • Streaming. There is no free equivalent, and pretending otherwise wastes your evening.
  • A template library. freethe.app rates Canva at 49% replaceable and answers its own question with a no, because hundreds of thousands of templates were each made by a designer who was paid, and that is the whole moat.

How long will it stay free

Free tiers die. Before you move, find out when this one last changed and whether your data can get back out, because this year alone:

  • Qwen discontinued its free OAuth tier in April.
  • Picovoice replaced its free tier with a seven-day trial from 30 June, announced in May.
  • Oracle halved its free Ampere allocation in June.
  • Gumloop now lists no free plan at all, only a 14-day trial.
  • Relay.app told customers in July it was shutting down, with paying customers' access ending on 14 September 2026.

A free tier is a marketing decision someone can reverse on a Tuesday, so the prompt below checks shelf life before it gives you a verdict.

1. Work out whether this one is replaceable

Run this on one subscription at a time, because the answer differs for each and the wrong swap costs more than the subscription did.

PromptShould I replace this subscription
You are helping me decide whether to replace one paid subscription with a free alternative. Your bias should be against switching, because a bad swap costs me more than the subscription did, in time and sometimes in lost data. Tell me to keep paying when that is the right answer, and say it plainly.

FILL THIS IN FIRST
- The subscription: [name, and the exact plan I am on]
- What I actually pay: [amount, currency, and monthly or annual]
- How long I have had it: [roughly]
- The three things I genuinely use it for: [be specific. Not "design", but "resizing the same social post into four formats"]
- The last time I used each of those three: [this week / this month / cannot remember]
- What lives inside it: [files, documents, a library, history, nothing]
- How much I would mind losing that: [a lot / a bit / not at all]
- How technical am I willing to get: [none, I want an app I open / some, I can follow setup instructions / a lot, I can run a server]

ASK ME FOR ANYTHING BLANK BEFORE YOU ANSWER, especially the three real uses and when I last used them. Most subscriptions survive an audit because the owner described the product rather than their own use of it.

THEN DO THESE FOUR JOBS IN ORDER

JOB A: WHAT AM I ACTUALLY BUYING.
Take my three real uses and say, for each, whether the value is in software that could be rebuilt, or in something that cannot: a library of content someone was paid to make, a network of other people, a licence, a catalogue, a device integration, or a support guarantee. Be explicit about which of my uses fall on the cannot side, because those are the ones that end the conversation.

JOB B: THE CANDIDATES.
Name up to three free or cheaper alternatives. For each one, give me:
- What it does not do that my current one does, in plain terms, tied to my three uses.
- Whether it is genuinely free or a trial. If you can search the web, open the vendor's own pricing page and give me the figure, the URL and the date you read it. If you cannot search, write "[CHECK THE PRICING PAGE]" next to any price or limit and name the page for me to open.
- How technical it is, against the level I gave you.
- Whether it is run by a company, a funded project, or one person, and say if you do not know.
Do not list something you are unsure still exists. If you are not confident it is current, say so and tell me to check.

JOB C: THE EXIT TEST.
- Can I export my data out of the current one, in what format, and does the alternative import that format? If either half is no, skip Job D and give the KEEP PAYING verdict now, saying it was the export that decided it.
- What would I lose in the export: history, versions, comments, formatting, links?
- If the free alternative shut down tomorrow, could I get my data out of that one too?

JOB D: THE SHELF LIFE.
Tell me what to check before I trust the free tier: when this alternative last changed its pricing, whether the free tier has ever been reduced, who pays for it, and if it is open source, when the project last had activity. Give me the specific places to look, not general advice. Say plainly that free tiers are withdrawn regularly and that this is the check most people skip.

FINISH WITH A VERDICT IN THIS SHAPE
- REPLACE, TRY IN PARALLEL, or KEEP PAYING. One of those three, no hedging.
- One sentence of why, referring to my three uses.
- If REPLACE or TRY, the first three steps, in order, starting with exporting my data.
- The one thing most likely to make me regret this, stated plainly.

NEVER
- Never quote a price, a storage limit, a free-tier cap or a feature from memory. Either read it off the vendor's page now and give me the URL and the date, or mark it for me to check and name the page.
- Never recommend a tool you are not confident exists today.
- Never tell me to cancel before the replacement has been tested on real work.

2. Run both in parallel before you cancel

The published accounts I found of this going wrong run in the same order: cancel first, discover second. One person on Hacker News in April dropped a paid backup service for self-hosting, then found his git repositories might never have been backed up, and he had already cancelled Dropbox too. Running old and new side by side removes that whole category of disaster, and on a monthly plan it costs one extra month.

PromptThe parallel month plan
I have decided to try replacing a paid subscription with a free alternative. Build me a plan that proves it works before I cancel anything. You are not here to cheer me on. You are here to define, in advance, what would make me abandon this, so that I notice it when it happens instead of talking myself round.

FILL THIS IN FIRST
- Leaving: [current tool and plan]
- Trying: [the free alternative]
- Billing: [monthly or annual]
- Renewal date: [date, or "not sure, I will check"]
- The three real jobs it has to do: [the same three I use the paid one for]
- What would count as failing: [my words, if I have any]

IF I HAVE NOT GIVEN YOU A RENEWAL DATE, TELL ME TO FIND IT FIRST. The whole plan hangs off it.

BUILD ME THE PLAN IN FOUR PARTS

PART 1: BEFORE ANYTHING ELSE
- Export everything from the current tool, in the most portable format available, and store the export somewhere that is not either tool.
- Confirm the export actually opens. Tell me to open it, not just download it.
- Write down what the current tool costs and when it renews.

PART 2: THE TEST, WITH A PASS MARK
For each of my three real jobs, write a specific test: the actual task, done on real work, not a demo. For each one, define what PASS looks like before I start, in a way I could not argue my way around afterwards. Include how long it took me on the old tool, so the comparison is honest about time as well as money.

PART 3: THE CHECK-INS
If I am on a monthly plan, four check-ins, one a week, running up to the renewal. If I am on an ANNUAL plan, do not tell me to wait a year: start the parallel run four weeks before the renewal date and use the same four check-ins, and say plainly that the overlap costs me time rather than a second payment. Each check-in asks the same three questions: what did I use the new one for, what did I go back to the old one for, and what took longer than it should have. Tell me that going back to the old one even once is data, not failure.

PART 4: THE DECISION, ON A DATE
Set the decision for a specific number of days before the renewal date, with enough margin to cancel properly. Give me the three outcomes:
- All three jobs passed and I did not go back: cancel, and set a reminder to check the export still opens in six months. On an annual plan, make sure that decision lands before the renewal charge rather than after it.
- One job failed: name the specific question I have to answer, which is whether that job is worth the whole subscription.
- Two or more failed, or I kept going back: keep paying, and say so without treating it as a waste. Knowing was cheap.

ALSO TELL ME
- The cancellation route for the old tool, and warn me that some are deliberately awkward, so I should start it a few days early.
- Whether cancelling loses my data immediately or at the end of the term.
- Any hidden cost in the free option: hardware, my own time to maintain it, or a paid add-on for the part I actually need, such as syncing between devices.

NEVER
- Never assume a price, a renewal window or a cancellation policy. Read it from the vendor's page and cite it, or mark it "[CHECK THIS YOURSELF]" and tell me where.
- Never tell me to cancel early to save a month. The overlap is the point of this plan.
- Never let me count the saving before the test has passed.

Two places to check a swap

  • freethe.app scores 29 paid apps on how much of each an AI could rebuild and publishes the working, including the ones where it says no. It is affiliate-funded with no author name or update date, so check its prices yourself.
  • Piotr Kulpinski's OpenAlternative is the better maintained list for open-source swaps, and it shows the last commit date on every listing, which is the shelf-life check above. The biggest alternatives lists on GitHub have not been updated in a year or more, so a long list can still be a stale one.

The honest bit

Free sometimes means you are the product. The clearest first-party proof comes from a developer product: Google's Gemini API pricing page, updated on 15 September 2026, says in the free tier's own column that your content is used to improve their products.

Switching also costs time and sometimes data. In March 2026 a developer found his 383GB OneDrive folder had silently not been backed up, because his paid backup service had added cloud-provider folders to an exclusion list under the heading Improvements, and the write-up went to the top of Hacker News. He was paying and it still failed, so the only proof a backup or a replacement works is testing it while you still have the old one.

Pick one, run the audit, keep paying if it says so

Take the subscription you feel most guilty about, or one you found in the statement audit, run the first prompt on it, and be honest in the three-real-uses box, because that is where the answer comes from.

A few quick questions

What is the safest swap to start with?

A password manager. Nothing creative lives in one, the export and import between managers is well trodden, and Bitwarden's free tier covers unlimited passwords on unlimited devices. Export from the old one, import into Bitwarden, then log in to your five most-used sites from the new one before you delete anything on the old one.

Should I cancel before or after I set up the replacement?

After it has passed a test on real work. Find out two things before you click: whether cancelling ends access immediately or at the end of the term, which decides whether your export has to happen first, and on an annual plan the renewal date, because a decision made the week after it costs you another year.